AARP Members Can Start Saving Now

To get started saving money with the AARP Insurance Program, please visit one of these Marshall & Sterling locations:
Poughkeepsie - Wappingers Falls - Leeds - Glenville

The AARP Auto & Home Insurance Program through Marshall & Sterling offers AARP members exceptional coverage at great rates on their automobile insurance.

Auto Insurance
When AARP members get an insurance quote and buy auto insurance protection through Marshall & Sterling, they enjoy a comprehensive package of benefits and services not found in most other auto insurance plans.

Availability of features and benefits may vary by state.
  • First Accident Forgiveness
  • Lifetime Renewability
  • Disappearing Deductible
  • RecoverCare
  • 12-Month Rate Protection
  • 24/7 Hassle-Free Claim Service
  • AARP Members Can Save Even More
Homeowners Insurance
The AARP Home Insurance Program through Marshall & Sterling
Choosing the right provider for your Homeowners insurance, Renters insurance or Condo insurance is an important decision. Through Marshall & Sterling, you’ll get the peace of mind that comes with knowing you’ve got the right coverage for your needs at a great rate.

Compare these features and benefits to see how the AARP Homeowners Insurance Program measures up to your existing home insurance policy or other insurance carriers' coverage options.

Availability of features and benefits may vary by state.
  • 100% Protection Plan
  • "New For Old" Protection of Your Possessions
  • Protector PLUS Homeowners Deductible Forgiveness
  • Lifetime Renewability
  • 24/7 Hassle-Free Claim Service
  • Options to Customize Your Homeowners Insurance Protection
Extension of Coverage Packages
As an easy and convenient way to add protection, we offer packages that bundle some of the most requested coverages for valuables. These packages offer increased coverage for jewelry, silverware, credit cards and personal liability. They also offer additional coverages such as lock replacement and loss of perishable food. Available packages may vary by state. We can help you decide if a package is right for you.

Scheduled Personal Property
For homeowners who need more than $5,000 of protection for special valuables such as jewelry, antiques, furs or fine art, our Scheduled Personal Property coverage allows you to list items and their value, for more customized protection. (Appraisals may be required.)

† If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you must continue to insure your home for at least 80% of your home’s rebuilding value, must not have obtained your policy through material misrepresentation, and cannot have knowingly increased your home’s hazard level.


Boat & Watercraft Insurance
Customized Boat Insurance Protection
The AARP Auto & Home Insurance Program through Marshall & Sterling offers boat insurance for a broad range of boats up to 50 feet and up to $250,000 in value.

Whether your boat takes you on the high seas or the local lake, you need watercraft insurance you can count on. We offer boat insurance benefits that are tailored to the needs of you and your particular watercraft.

Not all features and benefits are available in all states.
  • Lifetime Renewability
  • 24/7 Boat Insurance Claims Service
  • Seasonal Use Protection
  • Agreed Value Coverage
  • Water Sports Liability Coverage
This optional protection provides liability coverage for water skiing or other “towing-related” water sports.

† If you are age 50 or older, once you’re insured through this Program for at least 60 days, you cannot be refused renewal as long as applicable premiums are paid when due. Also, you and other customary operators of your watercraft must retain valid licenses, remain physically and mentally capable of operating a watercraft, have no convictions for operating any vehicle, watercraft, machinery or aircraft under the influence of drugs or alcohol and must not have obtained your policy through material misrepresentation. Benefit currently not available in Hawaii, Michigan, New Hampshire, North Carolina and South Carolina.